Max 401k Contribution 2025 Over 50 Married . Each spouse can contribute up to $23,000 in their 401 (k) account for 2024, or up. In 2025, the total contribution limit is projected to be $71,000.
That’s $500 above the 2024 cap. The annual contribution limit for employees who participate in 401(k), 403(b), most 457 plans and the federal government’s thrift savings plan is $23,500 for 2025—a $500 boost over 2024.
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